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Terms and Conditions

VCM Venture Capital Limited, a company incorporated in Cyprus (registration number 103761), owns and operates the website accessible under the domain name ("this website"). Access to and use of this website are subject to the provisions of these General Terms and Conditions as well as all notices, disclaimers or other conditions contained on this website (collectively referred to as "General Terms and Conditions"). By using this website you agree to accept these general terms and conditions.


No provision of investment advice

No personal financial advice or investment advice is provided on this website. The information provided does not take into account the individual character of your investment goals, financial situation or investment needs.

It is your responsibility to assess whether the information contained on this website is suitable for your individual investment goals, financial situation or investment needs. You should make this assessment before making any investment decision based on the information contained on this website. You can either do this yourself or you can get the help of an independent financial advisor.


Products and services

If products or services are offered on this website, this does not automatically mean that they are offered by VCM Venture Capital Ltd. to be provided. provides consumers with non-binding editorial information on financial instruments in the form of a sample portfolio. The current market situation is analyzed using a market phase indicator.


The range of services also includes an information service available exclusively to registered users, which shows the user the current sample portfolio and the active status of the market phase indicator when logged in. The information on financial markets and instruments provided by does not constitute investment advice / investment brokerage or insurance brokerage / insurance advice. It does not include any legal or tax advice. The consumer is solely responsible for decisions or actions made on the basis of the information presented. Advice from does not take place. The user can also unsubscribe entirely at any time.

Various associated services are also offered on the W5INVEST website, which are also subject to these terms and conditions, unless otherwise agreed.


Registration by the user

The use of certain W5INVEST services requires the user to be registered on the W5INVEST website. Registration is only permitted for users of legal age and with full legal capacity. The sample portfolio including the market phase indicator is only accessible to registered users.


When registering, the user must provide his email address and a password.

The email address and password are the access data for using the W5INVEST services that require registration. The user has to keep the password secret and is not allowed to pass it on to third parties. If a third party learns the user's password, the user must report this to W5INVEST immediately and change the password.

4. Our information on data protection applies to the user's personal data collected during registration.


Third party offers

This website may contain references to special offers or advertisements from persons or companies that are not part of w5invest. We do not make any representations or warranties with regard to the quality, correctness, fungibility or suitability of the products or services available from these persons, unless these are required by applicable mandatory legal provisions. If you purchase products or services from such persons, you do so at your own risk. In the event that you purchase products or services from third parties to whom this website refers, you undertake to each member of VCM Venture Capital with regard to all liabilities, losses, damages, costs and expenses that arise or arise from such a reference. thus are causally related to hold harmless.


Market data

Note regarding the market data or information that we or other service providers publish on the website: (a) Such data are purely indicative and we and other such service providers are not responsible or liable for the data or information if it is incorrect or incomplete; (b) we and any such service provider are not responsible or liable for your actions, which you take or do not take based on such data or information; and (c) such data or information comes from us or from other such providers and you are prohibited from forwarding, forwarding, publishing, disclosing or reproducing this data or information in whole or in part to third parties, unless this is required for legal reasons .


Remuneration and reluctance to perform

1. The prices and products for the individual W5INVEST services are based on the prices applicable at the time the order is placed and the product range.

In the case of an automatic contract term extension, the remuneration for the additional contract term due to the extension is determined in each case according to the price list of the products, which is valid for the user two weeks before the time of the contract extension.

In the direct debit procedure, W5INVEST will not collect the invoice amount from the agreed account before the second day after receipt of the invoice (= pre-notification) (= due date). Payments by invoice are due immediately after receipt of the invoice. In the event of default in payment or deferral, the statutory interest will be charged. In the event of default in payment, W5INVEST reserves the right to withhold its own contractual performance until the default has ended. Costs that arise from the collection of claims or from W5INVEST return debits will be charged further.


Payment modalities

The following applies to payment for chargeable products: During the online booking, the following payment methods are available:

Collection by direct debit, payment by transfer, credit card or payment provider.

Invoices for private customers are sent via email. For payments by voucher, the booking of the voucher code is only valid in the online booking process. A subsequent discount on bookings made is not possible.



If you as a consumer order a service for a fee, you have the following right of withdrawal: You have the right to withdraw from this contract within fourteen days without giving any reason. The cancellation period is fourteen days from the day the contract is concluded. In order to exercise your right of withdrawal, you must inform us (VCM Venture Capital Ltd., Antheon 17, 7040 Oroklini, Cyprus, by means of a clear declaration (e.g. a letter sent by post, fax or email) inform about your decision to withdraw from this contract. You can use the attached model withdrawal form for this purpose, but this is not mandatory. To meet the withdrawal deadline, it is sufficient for you to send your notification of exercising your right of withdrawal before the withdrawal period has expired.


Consequences of revocation If you revoke this contract, we will have you all payments that we have received from you, including delivery costs (with the exception of the additional costs that result from the fact that you use a different type of delivery than the one we offer, have chosen the cheapest standard delivery), to be repaid immediately and at the latest within fourteen days from the day on which we received notification of your cancellation of this contract. For this repayment, we will use the same means of payment that you used for the original transaction, unless something else was expressly agreed with you; In no case will you be charged any fees for this repayment.


If you have requested that the services should begin during the cancellation period, you have to pay us a reasonable amount, which corresponds to the proportion of the services already provided up to the point in time at which you informed us of the exercise of the right of cancellation with regard to this contract Compared to the total scope of the services provided for in the contract.


Note on the premature expiry of the right of withdrawal Your right of withdrawal expires prematurely in the case of a contract for the provision of services if we have fully provided the service and have only started to perform the service after you have given your express consent and at the same time confirmed your knowledge of it

that you lose your right of withdrawal if we have fully fulfilled the contract.

End of revocation



We are committed to complying with data protection laws that apply to us, including the UK Data Protection Act 1998. We will also use the personal information you provide in accordance with the terms of the Difference Agreement.



When you open an account with us, you will receive an account number and a password from us. You undertake to keep this information confidential and you should not disclose it to any third party. You acknowledge and agree that all instructions and communications given or made by you or your agent through our website are at your own risk. You authorize us, with confidence in its accuracy, and any instruction that we believe to have been given by you or on your behalf by any agent or agent whom we have good faith belief is duly authorized by you full approval by you is binding for you. You acknowledge and agree that we are entitled to rely on your account number and / or password for your identification, and you agree that you will not make this personal data available to anyone who is not duly authorized by you.


Limitation of Liability

We are in no way liable to the maximum extent permitted by law for any loss or damage that you incur as a result of accessing or using this website or because IG does not provide this website. In the event that we do not provide this website in whole or in part or that problems arise with it, we can, at our option, accept our liability for related negligence, breach of contract or non-compliance with a legal requirement, insofar as liability cannot be excluded by law to the maximum extent permitted by law to the fact that we make the website available again in whole or in part or pay for the complete or partial restoration of the website.


Governing Law

These General Terms and Conditions are subject to the law in force in Cyprus and the parties irrevocably submit to the non-exclusive jurisdiction of the courts of Cyprus for all disputes arising from these General Terms and Conditions.


Changes and additions

These General Terms and Conditions can be used by VCM Venture Capital Ltd. be changed at any time and you agree and declare that you will continue to be bound by the general terms and conditions after changes. We will notify you of such changes by posting the revised Terms and Conditions on this website - we will not notify you of these changes separately.


Severability clause

Should a provision of these General Terms and Conditions be wholly or partially ineffective, unenforceable or unlawful under the laws of a state, then this provision shall be deemed void for that country or the corresponding part of this provision shall be deemed partially void, if permissible. The remaining provisions of the General Terms and Conditions remain in force and the validity or enforceability of this provision for all other countries is not affected. This clause does not apply if a nullity fundamentally changes the nature of the general terms and conditions or is contrary to the public interest.



All copyrights, rights to databases, trademarks and other intellectual property rights to the content of this website are owned by VCM Venture Capital Ltd. or our licensors. Without the special written consent of VCM Venture Capital Ltd. With the exception of viewing it on your browser and to the extent permitted under Cypriot law or these General Terms and Conditions, the information contained on this website may not be reproduced, modified, uploaded to a third party, linked or presented to the public in any form or in any way , distributed or transferred.

Apple, the Apple logo, iPod, iPad, iPod touch, and iTunes are trademarks of Apple Inc., registered in the United States and other countries. App Store is a service brand of Apple Inc.

Android and Chrome are trademarks of Google Inc.

BlackBerry® is owned by Research In Motion Limited, registered in the United States and / or other countries.

Windows is a trademark of Microsoft Corporation, registered in the United States and other countries.



VCM Venture Capital Ltd. can send messages to the email address you have given us. It is your responsibility to ensure that you notify us of any change in your email address. A message sent by us to your email address is deemed to have been delivered at the time it is sent.



VCM Venture Capital Ltd. is entitled to withdraw your authorization to use this website if, in our sole discretion, we believe that you have violated the terms and conditions.


(As of May 10, 2018)

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